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Selling Shareholder Offering: 200% to 500% Returns!

Posted by James Scott | Posted in finance | Posted on 01-03-2010

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Pre IPO Investing: How To Triple Your Investment. A Must Read For All Investors!

It’s no mystery that IPO investing can make you millions overnight and investors savvy in this niche investment process constantly triple and quadruple their investments day in, day out. How do they do it? How does an investor pick a company with a winning model where they can buy a pre public share for .50 cents and go public with a solid share price of $2.00+ per share? Here is how it’s done.

First the company that you are considering investing in must be either a stable market or an emerging industry with massive demand. There must be rapid domestic and international expansion potential. The company must be a lightning rod for top tier strategic alliances that will voluntarily spend publicity, branding and PR dollars announcing its alliance with this new company.

The corporate structure must be one that is conducive to streamline processes with little need for micromanagement while simultaneously no being so macro managed that no one is accountable. Each individual executive and board of directors member must have a solid track record of successful ventures, similar to the enterprise at hand. Each C and Executive level member must be completely submerged in the industry and should be able to hold a press conference, give an intelligent interview and by mere presence be able to give a skilled public face to the company when they are put on the spot.

The Top Five Common Myths When You Need Auto Insurance

Posted by Ryan Williamson | Posted in finance | Posted on 20-02-2010

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All car owners need auto insurance, that much is true. However, insurance polices may be complex and with so many wrong information all around, it is much harder to discern facts from fiction. Confusion may lead to expensive mistakes, which is why CarInsurance180 is here to help people who need auto insurance to come to an informed decision. From rates for car insurance to premiums, read through the most common myths about car insurance, debunked:

Myth Number 1: The most expensive cars to insure are red cars.

Debunked: This is a myth that has been around for a long time and that is exactly what it is, just a myth. Colour never played in determining rates for car insurance. However, recent survey shows that approximately 25% of drivers believe that the colour of their car is a factor in determining their car insurance rate, especially if the car is red. The reality is that insurance providers will not even ask the colour of your car when calculating quotes. They are likely to ask the car model, the body type, engine size and the age of your car.

Myth: Filing For Bankruptcy Means Losing Your Home

Posted by Robert Costello | Posted in finance | Posted on 16-02-2010

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The foundation of where the American dream is built, is in that important investment of owning a home. A place where we raise our children, enjoying all those precious family moments. A place to build a strong foundation. It is where our hearts reside, home sweet home. Where we unwind, sleep, and live every minute of our lives. Something you want to protect at all costs.

Although many of us are ashamed of filing bankruptcy, it is something that many of us have to endure, due to poor credit, overwhelming debt, businesses gone bad or poor investments and financial decisions. Many people are scared to file for bankruptcy because it raises the question, “Will I be able to save my home while filing for bankruptcy?” Many people think that saving their home is out of the question when filing for bankruptcy and in return raises guilt, questions about their family’s future and many various overwhelming burdens.

I am here to tell you that saving your home is not out of the question and you can successfully salvage your home while filing for bankruptcy. This raises the question “How is that possible? Isn’t my home at risk if I file for bankruptcy?” Most people file for bankruptcy in an effort to save their home from going into foreclosure. If you are filing for Chapter 13 bankruptcy, there is a good chance that you will be able to keep your home because you will be required to continue making mortgage payments as well as paying back payments if you have missed any.

Choosing The Right Investor To Take Your Business Public

Posted by James Scott | Posted in finance | Posted on 11-02-2010

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So many companies dream of going public to raise massive amounts of capital, as set up for an exit strategy, to make acquisitions with stock and for many other reasons. While your intentions may be pure and with genuine motives, you’re entering shark infested waters of boiler rooms, crooked attorneys and underbelly consultants who have made careers off of taking well intentioned executives just like you for a 24 month rollercoaster ride while they take every penny you have as your company shrivels up like week old road kill.

Just and honest consultants in the ‘public offering’ industry are as rare as the illusive white elephant. This industry exists in a cesspool surrounded by rose gardens; from afar it looks amazing and an image of a dreamland but get up and close and the sludge and odor are enough to make you run and hide. So what do you look for in a consultant? The best consulting firms are the ’boutique firms’ with minimal overhead that keep a low profile and are made up of 3 or 4 ‘partner’ consultants.

These firms typically have the experience of working with the large consulting groups but for one reason or another have decided to leave and go out on their own. The great thing is, these small groups typically have massive contacts and process your entire public offering in-house. Offering a complete turn-key solution that is managed in-house offers a huge advantage because there is accountability and you can actually build a relationship with the people that are making your dream of a public offering come true.

Easily Find And Secure: Angel Investors, Private Investors, Institutional Investors And More!

Posted by James Scott | Posted in finance | Posted on 11-02-2010

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Easily Find And Secure: Angel Investors, Private Investors, Institutional Investors And More! Raising capital for a start-up, corporation in expansion mode or a company in virtually any position presents it’s challenges and roadblocks. There has been no period in recent history that can simulate the difficulties that current entrepreneurs and executives are having when trying to achieve the procurement of venture capital. The standards have become more stringent and the cross-collateralization of personal and corporate assets as security for loans has virtually become a mandatory prerequisite for any type of funding, equity or loan based.

When initiating the process of raising capital one should take into consideration the use of a combination of funding options such as but not limited to: traditional venture capital, bank institutional, institutional equity investment, hedge fund lenders, private money lending, angel equity and loan investment, a private placement memorandum as the mechanism for raising capital distributed in shares, international equity based funding, the reality of taking your small business public on the OTCBB and many other concepts of capital raising that can be placed into a simultaneous strategy.

It’s a common mistake among entrepreneurs and executives to place all of their attention and time into one singular aspect of the above funding concepts. Instead, you should pick a multi pronged approach and go after multiple genres of financing for your business. Some avenues will yield success, some will not but you are more likely to achieve incremental funding successes as oppose to one gargantuan, be all and end all finance victory.

Insure With Campervan Insurance And Live With Comfort

Posted by Bruce Truelove | Posted in finance | Posted on 09-02-2010

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The cost of a campervan when you compare with RVS is relatively lower, however you probably would do everything to make your investment secure by obtaining a good campervan insurance policy.

The car insurance policies offered by many companies also include the insurance for campervans, provided there is no dispute in your ownership of the campervan and these policies are relatively lower in cost. But one needs to be careful while selecting this policy as these policies when covering the vehicle’s body do not offer cover for any kind of replacement or repair. However some insurance policies are good enough and they cover not only the vehicle but also the assets that you own in your vehicle as in refrigerators, television or solar energy systems.

There are a set of factors that needs to be considered before opting for a campervan insurance policy.

Many of the policies manage to cover only depreciation value of the vehicle, not the amount that would cost you if you want to replace your vehicle. Depending on for how long own the vehicle and how much you have to owe on the campervan, the gap then between the how much it would cost you to replace the vehicle and the insurance payout could then be significant

Bail Out Of Debt With These Quick Calculations

Posted by Mallory Megan | Posted in finance | Posted on 08-02-2010

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With all types of debts, accounts, and interest rates all hitting you at once, your financial situation can very well seem intimidating. But if you follow this program you will find that there is an effective and safe way to manage your money.

This simple calculation requires the interest rates for each debt account only. This is assuming that all debt accounts have the same tax liability, but if not, you can determine your interest rate after taxes for this calculation.

Your first step is to order your debts; highest interest rate to lowest. You’ll probably find credit cards at the top of the list. Retail credit cards offered by stores usually have the highest interest rates, so you might find this type of credit card on the top. Make sure that the rates did not fluctuate from the promotional rates that you originally signed up for. Card issuers can change your interest rates at any time. They are supposed to give warning, but you may not receive this warning.

Your mortgage and home equity loans may be the next on the list. It’s imperative that you capture every debt for which you make a monthly payment. Student loans might be the last on the list.

Top Tips for Energy Conservation At Home

Posted by John Gerace, PhD, PE | Posted in finance | Posted on 07-02-2010

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One of the hottest topics at the moment regards our impact on the environment. As such, we are all looking at ways to cut back on the amount of energy we use. As with many things, this energy conservation begins at home. Here is a selection of top tips to help you cut down accordingly.

Two of the biggest wastes of energy in the home are inefficient use of heating and cooling systems so, as a first step, ensure these are well maintained. Secondly, try notching your thermostats down a degree or two; you shouldn’t feel the impact too much physically but you sure will financially. Also ensure your air conditioning unit has good airflow, and any obstructions are removed.

Household appliances are also big users of energy, notably washers and dryers. Ideally, washing should be line dried in the fresh air. This obviously is a big saver, but also adds certain freshness. If the dryer does have to be used however, try and do loads so that one load goes in as soon as another finishes. This helps to retain heat in the dryer and saves energy.

Another appliance that eats up energy is the refrigerator. There are not too many people that clean the rear of their refrigerators all too often but, if this is done weekly or at least monthly, dust will be kept to a minimum and the refrigerator will operate much more efficiently. Also, the seal around the doors should be checked often to ensure there are no leaks wasting energy.

EPAct 2005 Tax Deductions – Time Is Running Out

Posted by Robert Holdsworth | Posted in finance | Posted on 04-02-2010

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Many businesses have implemented energy efficiency measures in their facilities over the past several years to help decrease operating expenses and aid the local and global environment. What a lot of these companies do not know is that sizeable federal tax deductions are available to them and also that time may be running out.

The Energy Policy Act of 2005 (EPAct 2005) provides generous, immediate tax deductions to businesses for making energy efficiency improvements to their buildings. The federal tax incentives center mainly on efficiency improvements to lighting, HVAC and building envelopes and can be as large as $1.80 per square foot.

The Emergency Economic Stabilization Act of 2008 extended Section 179D and EPAct 2005 so the act will not expire until December 31, 2013. However, that does not mean that time may not be running out for some companies.

Facts Regarding Disability Insurance Policies

Posted by Kurt Russel | Posted in finance | Posted on 03-02-2010

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One day, you may not be able to work owing an accident or illness that stops a normal life so you should in truth think of disability insurance as a good thing to have. When you have financial obligations you need to have an income if you are incapacitated. This can take some of the emotional strain away the fiscal troubles it is certain to create during your incapacitation. The prospects of dying before 65 are actually lower than the possibility of needing disability protection before then! In fact there is a higher probability of a worker requiring disability protection before they retire than there is of them dying.

It is an unfortunate fact that most individuals think they have a greater chance of dying than being laid off work through disability so life insurance policies are more popular. For example for a forty year old there is a bigger chance of a disability that requires at least ninety days from work, than there is of dying before the age of sixty five. Looking for a low disability insurance premium is a key element as it costs more to run this type of plan.

The main reason these plans price so much to administer is the possible loss to the provider when substituting the income of the claimant for an extended period. One method of lowering the insurance premium is arranging for the plan to ‘kick in’ only after the incapacity has lasted for a set period of time. This way the claim would not be made immediately, saving the provider cash. The other is opting for a shorter period of cover, Even though you need to bear in mind that once your period of benefit ceases you would have to support yourself.